IALs lay out security standards for the enrollment, management and binding of authenticators to subscriber accounts at credential service providers (CSPs). Furthermore, these IALs establish technical specifications regarding authentication processes, protocols and federation; all this aims at limiting attacks against identity proofing and authentication as well as protecting against synthetic or phishing-resistant identities.

NIST IAL3 Verification

NIST defines Identity Verification Level 3 (IAL3) as their highest identity verification process and requires an onsite, in-person attended session by a CSP representative. This pathway is only appropriate for organizations conducting high stakes transactions that could be compromised by impersonation attacks or similar methods, and must also incorporate superior-strength proofing processes that connect devices directly to applicants or subscribers accounts and limit potentially scalable attacks.

Trustswiftly's IAL3 remote but in-person attended identification process combines document and facial recognition, liveness detection and cryptographic certainty for high assurance use cases while simultaneously reducing customer friction, fraud risk and AML/KYC compliance issues. Mitek's remote kits and kiosks utilize hardware-anchored technology, enabling them to collect evidence documents, verify biometric attributes and perform watchlist screening to help organizations meet NIST 800-63-4 IAL3 standards. Our nist ial3 verification exceeds FedRAMP High requirements with its advanced authentication features such as FIDO passkey authentication and other modern requirements, meeting them all granularity features to meet business or technical specifications.

NIST IAL3 Compliance

Nist 800-63-4 ial3 compliance represents the highest level of identity assurance, protecting against sophisticated attacks such as evidence manipulation and falsification. To comply, an attendee verification and binding of superior strength biometrics must take place on-site to prevent spoofing, man-in-the-middle attacks, SIM swapping attacks or password reset bypasses.

This level of security is ideal for regulated industries, providing protection from cyber liability insurance claims and operational cost reduction through reduced password resets. It integrates multiple proofing modalities including chat, video, facial recognition with liveness detection and document authentication into one solution.

Trustswiftly provides an efficient and secure method for meeting IAL3 compliance by using mobile driver's license verification as ID&V; our trusted agents monitor enrollee faces while they capture evidence documents, making for cheaper deployment than self-service kiosks as well as providing better protection from phishing attacks and man-in-the-middle attacks. In addition, our ial3 identity verification software support step-up reproofing based on risk to make managing ongoing authentication easier than just at one single point in time.

NIST IAL3 Identity Proofing

IAL3 transactions involve high-risk identity errors that could potentially have serious repercussions, such as accessing classified information or critical infrastructure systems. They require the presentation of superior-strength evidence and verification that it belongs to the claimant without prior reporting or theft, with proofing processes to occur both remotely and onsite (with supervisory oversight).

SP 800-63-3 defines Identity Assurance Levels - or IALs - which represent the degree of certainty that digital authentication matches real world identity of an individual. IALs range from low assurance (IAL1) to in-person verification (IAL3).

Identity proofing processes must minimize the collection of personal information not necessary for identification services, to lower the risk that such information becomes exposed to unintended access and use, while simultaneously building trust among applicants for these services. Furthermore, security policies and procedures of an RP should include safeguards designed to detect social engineering attacks by tracking changes to access privileges, credential resets, elevated roles etc. Find out more about Nist Ial3 Verification by clicking here or visiting our official website.

FedRAMP High Identity Proofing 

fedramp high identity proofing offer commercial customers in highly regulated industries a powerful trust signal of robust security practices. If a CSP is targeting healthcare, finance, defense industrial base or critical infrastructure customers, achieving FedRAMP High can open doors to special government markets that require higher levels of assurance.

For High authorization, an independent 3PAO assessment process is mandatory to verify that security controls have been implemented and functional to the highest level rigor, instilling confidence with customers and partners who value security as much as federal sales alone. This has proven invaluable.

Trustswiftly's IAL3 identity proofing provides remote verification with controlled hardware and traceable evidence of enrollments' identity documents (including mobile driver's license verification) to compare enrollee biometrics against strong identification documents, and includes liveness detection technology facial recognition to detect highly scalable fraud attacks as well as safeguard against compromised personal information. This helps limit highly scalable fraud attacks as well as protect personal data breaches.