Once granted, your bank will pay off your existing unsecured debt on your behalf. That’s because DRS is structured to last for five years, during which the OA will attempt to pay off your debts to the fullest extent possible. Initially, having your financial autonomy taken away may offer a sense of relief for those who’ve been struggling to manage their affairs. Eventually, this loss of control over an essential aspect of your life can start to feel restrictive.
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