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TransferWise now known as Wise, is an international financial technology company that deals with cross-border money transfers. It is cheaper than most bank transfers since it employs local account transfer for sending/receiving money, thus, no international transfer charges and related exchange differentials apply. As the world continues to go global the demand for efficient, inexpensive methods of transferring money across international borders is of growing importance. 

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Conventional financial institutions involve high costs and poor exchange rates, this means that it does not favor people and companies who wish to transfer funds internationally. This is where Wise formerly known as TransferWise intervenes with a radical method regarding international money transfers.