As you are filling out an application to move into a new apartment, you need to be prepared for the landlord to run a credit check on you. That is part of why the landlord has you fill out that long application; it provides them with a lot of the information they need to understand whether you are a good tenant for the apartment and it allows them to run a credit check on you, and look into your credit score, before they allow you to move in. This is done as a form of protection for them to make sure that you can pay for the unit.

Any time that you decide to apply for a new apartment, you do need to provide the landlord with the necessary permission to run your credit score. How responsible you are with money is going to be a strong indicator over whether you will do a good job of paying the landlord on time when you move in. If you have some trouble with your credit score, then the landlord may not be willing to rent out the apartment to you.

It is always better to be honest with the landlord upfront, rather than try to hide some of the bad stuff that is there. If you have a lower score because of a big medical expense that you are trying to work through, the landlord may be more forgiving about that if you tell them and show proof that you are working on it. But if you try to hide that information, the landlord will find it and may choose to go with someone else to live in the space.

Another thing to consider is new credit. This is often an easier thing to explain to a landlord. If you are just out of school, you may not have a very long credit history for the landlord to look over, but do take the time to disclose this before you apply with them. You may need a co-signer to help you with the apartment.

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